Sturdy Savings Bank
Personal

Personal Products and Services

Effective

Savings Products

Sturdy Savings Bank offers a variety of personal savings accounts to satisfy your unique financial needs. For your convenience, all of our personal savings accounts include:

  • e-Statements available
  • Free Online Banking
  • Toll free telephone banking
  • Interest compounded daily and credited monthly
  Minimum Opening Deposit Minimum Balance Monthly Fee if Below Minimum Balance Minimum Daily Balance to Obtain APY* Interest Rate** APY*** Added Features
Regular Savings $100 $100 $4 $100 .03% .03%
  • Passbook or statement format
  • ATM card available
  • No fee for minors
Gold Savings $1,000 $2,000 $6 $100- $24,999.99 .03% .03%
  • Passbook or statement format
  • ATM card available
  • No fee for minors
        $25,000-$49,999.99 .05% .05%
        $50,000-$74,999.99 .07% .07%
        $75,000-$99,999.99 .15% .15%
        $100,000 + .20% .20%
Money Market $1,000 $2,000 $10 $100- $24,999.99 .03% .03%
  • Statement format
      $25,000-$49,999.99 .05% .05%
      $50,000-$74,999.99 .07% .07%
      $75,000-$99,999.99 .15% .15%
      $100,000 + .20% .20%
Premier Money Market $100,000 $2,000 $10 $100- $24,999.99 .03% .03%
  • Statement format
      $25,000-$49,999.99 .05% .05%
      $50,000-$74,999.99 .07% .07%
      $75,000-$99,999.99 .15% .15%
      $100,000 + .20% .20%
Holiday Club None None None N/A N/A N/A
  • $2, $5, $10 and $20 per week denominations
  • Bank makes final payment on completed clubs only
  • $10 early closeout fee
Passbook Retirement Account $100 $100 N/A $100 .03% .03%
  • IRA rules for contributions and distributions apply

* Daily Balance (the amount of collected principal balance in the account each day).

** Variable rate accounts. Current rates will be quoted at the time of opening an account or upon request (Call 609-463-5220).

*** Annual Percentage Yield (APY) assumes interest remains on deposit. Withdrawal of interest will reduce earnings. Fees may reduce earnings. APY may change after account opening.

Account Disclosures

FDIC Equal Housing Lender